Can I use my Santander credit or debit card abroad? You can use your Santander credit or debit card while you’re away¹, just the same as you might at home. This includes shops, restaurants, ATMs and transport hubs. You can even use your contactless card wherever you see the contactless symbol displayed.
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We won’t charge you for using a Santander debit card at a Santander cash machine abroad. You’ll find them in Spain, Germany, Poland, Portugal, Argentina, Brazil, Puerto Rico, Uruguay and the USA. There would be a charge for credit cards when using cash machines from the date of withdrawal.
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Banks can charge huge fees to use your debit card and withdraw money overseas. Find out how much your bank charges to use your debit card abroad - and which banks let you spend fee-free. We reveal the best banks for fee-free spending on your holiday and the expensive mistakes to avoid.
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So in a few days away, I calculated it cost 15% more to use the Santander 123 debit card. I've now been in contact with Santander who have agreed to refund the difference. I will now change banks. I don't want to carry lots of plastic for different payment solutions for different countries.
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See how to use your credit or debit card abroad and any fees or payments involved. Also, learn how to order travel money, travel insurance, and much more.
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Santander 123 credit card will charge you to buy Euros from UK - they call it Quasi Cash and not only that they will also charge you interest even though you pay your card in full by auto direct debit, so be aware.
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It offers 3.50% AER/3.45% Gross interest on current account balances of up to £25,000, allowing you to earn up to £71.77 every month. Further, there’s fee free debit card spending abroad, and card holders can withdraw money at any ATM worldwide without paying a fee.
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I've used my 123 account debit card when I was in Spain last year, I didn't get charged for withdrawing cash from a Santader cash machine. You will be charged the 2.75% conversion fee if you pay using your debit card or a 1.5% conversion fee if you use a non Santander cash machine.
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You can choose to pay for your goods in the local currency or pounds sterling whenever you use your debit, credit or cash card abroad. This includes withdrawing cash too. Our calculator shows how much it might cost you to pay in the local currency.
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Debit card limits abroad. Lastly, some pointers about using your Santander card abroad. You’ll need to check with the bank whether there are any specific limits about withdrawing cash and spending when in another country, or if the UK limits apply. And as we’ve looked at above, using UK-issued debit cards abroad can often work out very ...
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